Bajaj Allianz General Insurance, a leading non-life player, has introduced two motor insurance add-on covers: Eco Assure—Repair Protection and Named Driver Cover. These covers aim to enhance value and customisation for policyholders.
The Eco Assure – Repair Protection add-on enables cost-effective repairs without compulsory deductibles. It allows customers to repair vehicles using sustainably restored or new parts in the event of a partial loss. The add-on includes a one-year repair protection, door-to-door vehicle pick-up and drop-off, and repair services at Bajaj Allianz’s preferred workshops without depreciation costs. This add-on is available for private cars up to 12 years old under the Own Damage section of the policy, according to a statement.
The Named Driver Cover is tailored for individuals owning one or multiple cars driven primarily by specific individuals. This add-on secures own-damage coverage for the named drivers, promoting safe driving and providing customised insurance benefits. Coverage extends to vehicles driven by the owner, a chauffeur, or other declared named drivers.
A key feature of the Named Driver Cover is protection for the owner-driver while operating another car. If the second vehicle lacks its own damage cover but has a valid Third-Party policy, this add-on provides coverage up to the sum insured mentioned in the policy.
Also, policyholders can conveniently add or remove named drivers during the policy term, ensuring flexibility to meet evolving needs, it added.